If you’re a business owner, chances are you’ve struggled to find a financial advisor who truly understands your world. That’s because most advisors are trained to serve the average saver—employees with predictable paychecks, standard retirement plans, and investment portfolios designed for long-term, linear growth.
But your financial world isn’t linear. Your income fluctuates, your wealth is tied up in your business, and your financial success is directly linked to the value you create. Traditional financial planning—built around accumulating assets for management—wasn’t designed with you in mind.
Most big-name financial services firms incentivize their advisors to manage investment assets. If you don’t have a large portfolio ready to invest, you’re often an afterthought. Advisors who operate on an assets-under-management (AUM) model have little motivation to offer meaningful guidance until after you transition your business. That’s too late in the game!
Entrepreneurs need integrated financial planning from day one—long before an exit is on the horizon. You need strategies that help you grow your business, minimize taxes, structure your income efficiently, and align your business finances with your personal financial goals. And that’s where most financial advisors fall short.
At Life Moves Wealth, we’ve built a fee-only advisory approach specifically for entrepreneurs. We don’t just step in when you sell—we’re with you throughout your entire business journey. Here’s how we do it:
Step 1: Define Your Financial Vision
Before you can integrate your business and personal finances, you need clarity on your goals. We help business owners identify:
Step 2: Assess Your Current Financial Position
You can’t optimize what you don’t measure. We conduct a thorough review of both your personal and business financials, including:
Step 3: Build a Tax-Efficient Legal Structure
The wrong business structure can cost you thousands in taxes every year. We help ensure:
Step 4: Align Cash Flow Between Business and Personal Needs
Entrepreneurs often reinvest heavily in their business, leaving their personal financial health vulnerable. We help you:
Step 5: Optimize Business Profitability and Valuation
A profitable business is your greatest wealth-building tool. We provide strategies for:
Step 6: Coordinate Retirement and Investment Strategies
Too many business owners neglect personal wealth-building in favor of business reinvestment. We help you:
Step 7: Establish a Tax-Efficient Exit Strategy
Exiting your business should be a wealth-building event, not a tax burden. We help you:
Step 8: Implement Risk Management and Asset Protection
Your financial success shouldn’t be vulnerable to lawsuits, market downturns, or unexpected events. We ensure you have:
Step 9: Continuous Review and Strategic Adjustments
The only constant in business is change. That’s why we provide:
If you’re a business owner whose financial advisor doesn’t fully grasp the complexities of your business, tax planning, and legal considerations, you’re not alone. Most advisors simply aren’t trained or paid to serve entrepreneurs.
At Life Moves Wealth, we specialize in working with business owners—helping you maximize wealth, reduce tax burdens, and build a financial future on your terms. We don’t just manage assets; we integrate every aspect of your financial life to align with your business success.
It’s time to work with advisors who understand the entrepreneurial journey—because we’ve walked it ourselves.
Disclosures
Life Moves Wealth Management is a registered investment advisor offering advisory services in the States of Arizona and Indiana, and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. Information contained on this site should not be considered a solicitation to buy, an offer to sell, or a recommendation of any security in any jurisdiction where such offer, solicitation, or recommendation would be unlawful or unauthorized.
The information on this site is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This information should not be relied upon as the sole factor in an investment making decision. Past performance is no indication of future results. Investment in securities involves significant risk and has the potential for partial or complete loss of funds invested. It should not be assumed that any recommendations made will be profitable or equal any performance noted on this site.
HYPERLINK DISCLOSURE – The information being provided is strictly as a courtesy/convenience. When you link to any of the web sites provided here, you are leaving this website and assume total responsibility and risk for use of the web sites you are visiting. We make no representation as to the completeness or accuracy of information provided at these websites. Life Moves Wealth Management is not liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technology, web sites, information and programs made available through this website. Life Moves Wealth Management does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Life Moves Wealth Management’s web site or incorporated herein, and takes no responsibility thereof.
Author: Dale Shafer II, CFP®, CBEC®, APMA®
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