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How to choose the right financial advisor

Cover art for Financial Purpose Podcast Episode 29: How to Choose the Right Financial Advisor

Have you ever wondered how to choose the right financial advisor? Whether you’re looking to work with a financial advisor for the first time, or you are looking to change advisors, the looming question in your mind might be:... Continue Reading

Why are stocks in pullback mode?

S&P 500 intra-year declines vs calendar returns 1980-2023.

Stocks have recently been in a pullback period after what has been a great year so far. After a year like 2022 where both stock and bond markets had terrible returns and inflation peaked at 9.1% year-over-year, we all... Continue Reading

Using Kaizen to become a 1%-er

Today I want to talk about using Kaizen to become a 1%er. I’m not talking about those that fall in the higher earning bracket…. Although that may be a goal for some… And, I’m not talking about that particular... Continue Reading

Personal Finance is Personal!

Financial Purpose Podcast episode 27 with special guest and financial coach Sarah VanHoose

Personal finance is personal. Your money story is yours alone, and sometimes changing your money story is key to taking your next financial step forward. “This isn’t going to be my story anymore…” In this episode of the Financial... Continue Reading

Student loan payments restart

Chart showing the student loan debt growth relative to student borrowers

Federal Student Loan payments are scheduled to begin on October 1, 2023. After more than three years of extensions, delays, an executive order, and a pending Supreme Court hearing, you may be wondering what to expect. A few things... Continue Reading

Is buying a house NOW a good move?

Is buying a house vs renting right for you?

If you're considering buying a house vs renting, here are several important considerations based on the seven key areas of financial planning. Even with mortgage interest rates at a higher level, buying a house can still be an opportunity.... Continue Reading

A new bull market?

Chart of the S&P 500 price movement by Charlie Bilello and YCharts.

​Are we at the start of a new bull market? Is FAANG striking back after abysmal performance in 2022? A couple of weeks ago I wrote to you about market trends I am watching, specifically around growth stocks and... Continue Reading

Stock picking is hard

10 year stock price performance chart for Nvidia (NVDA)

Honest investors can attest that stock picking is hard. A strong conviction pick can lead to out-performance one year and under-performance the next. Or, vice-versa. I recently saw a discussion on Twitter among financial professionals based on the following... Continue Reading

Debt Ceiling

Chart showing the US debt ceiling since 2006. US Treasury Secretary Janet Yellen has warned the US government could run out of money by early June.

The US debt ceiling is all over the news today, so let’s talk about it. Before 1917, Congress had the ability to use the Power of the Purse at their own discretion. In effort to make the federal government... Continue Reading

Fed raises rates (again)

Chart of the Fed funds rate from 2006 through May 2023

The Fed raised rates again today - the 10th hike in this current cycle. As a range, Fed funds rate was 0.00%-0.25% just 13 months ago. With today’s hike, it is now set a range of 5.00%-5.25%. The Fed... Continue Reading

The National Association of Personal Financial Advisors
The Society of Advice

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