Money Mindset

When you think about financial decisions, your brain probably jumps to the dollars and cents: “How much will this cost me?” But what you don’t see is often more important than what you do. That’s the power of opportunity... Continue Reading

When you hear the word debt, your first thought is probably something negative—credit card balances, loans, interest payments. And for many people, debt is a stressor. But in the right context, debt can actually work in your favor. In... Continue Reading

“There’s a spot over Lake Superior where migrating butterflies veer sharply. No one understood why they made such a quick turn at that specific place until a geologist finally made the connection: a mountain rose out of the water... Continue Reading

When you find yourself with extra cash, whether from a bonus, a raise, or some unexpected savings, the question of where to allocate that money can be overwhelming. Should you pay off debt, build up your emergency fund, or... Continue Reading

A common misconception that comes up every Presidential election year is that the political party or candidate in power has a substantial impact on stock market returns. However, historical data and economic principles suggest otherwise. In this blog post,... Continue Reading

In the fast-paced world of entrepreneurship, staying focused is more challenging than ever. With the constant barrage of social media notifications, world events, and the looming threat of cancel culture, distractions are everywhere. However, maintaining focus is essential for... Continue Reading

Have you ever wondered how to choose the right financial advisor? Whether you’re looking to work with a financial advisor for the first time, or you are looking to change advisors, the looming question in your mind might be:... Continue Reading

Personal finance is personal. Your money story is yours alone, and sometimes changing your money story is key to taking your next financial step forward. “This isn’t going to be my story anymore…” In this episode of the Financial... Continue Reading

Changing jobs and wondering what to do with your 401(k)? You have four options available for your 401(k) plan when changing jobs. Yet, almost half of job changers cash out. A Harvard Business Review study found that approx. 41%... Continue Reading

Making better financial decisions requires an effective and structured process. Consistently following such a process can be challenging, especially when emotions come into play. Emotions can cloud our judgment and steer us away from the logical path. This generally... Continue Reading

Mental health is a key factor in financial health. The money beliefs that you internalized during your formative years, known as personal money scripts, can shape your financial decisions throughout your life. Awareness of these money scripts and their... Continue Reading

Banking systems and FDIC insurance have captured public interest in the wake of the Silicon Valley Bank (SVB) failure. How much do you know about the fractional reserve banking system? In a fractional reserve banking is a system, banks... Continue Reading

Have you ever been on a boat in rough waters? Or on a super fast-spinning ride? How about the back seat of a car on a mountain road. These are some of the times when you might feel motion... Continue Reading

Have you ever heard of set point theory? At it relates to health, set point theory essentially states that your body has a normal set range for weight. Ever go on a cycle of diet and exercise, lose weight,... Continue Reading

These are the words that keeps crossing my mind. "Will this market ever normalize?" We are now a good 11 months into this market downtrend. Actually, if we're being picky, the tech market peaked in February 2021 and has... Continue Reading

One of the most common questions advisors ask prospective clients is: "what are your financial goals?" Financial services firms market a goal-centric approach to the general public. With this question, advisors are communicating that you need to have specific... Continue Reading

Having a sound financial plan is a lot like setting out on an adventure with a reliable map to follow. My wife and I love being outdoors and are avid hikers. We enjoy exploring our home state of Arizona... Continue Reading

2022 has been a volatile year for stocks, bonds, and cash. It's unusual from a historic perspective to see all three deeply in negative territory at the same time. Yet, here we are adjusting to downside market volatility across... Continue Reading