Our advisory services follow the seven key areas of financial planning. All seven areas are like a great spaghetti dish – they are ingredients that give tasty outcomes when working together.
The seven areas are:
Net worth – efficient strategies for what you own and what you owe, where your assets are located and how are they owned/held.
Cash flow – how and when is income received and outflows paid; think of this as less budgeting and more like managing the cash flow of a business entity.
Risk management – what is your risk exposure, how are you protected, what risks should be transferred to insurance coverage, and which risks can be self-managed (life, health, disability, personal and professional liability, long-term care, home and auto, etc.).
Investing – making the best possible use of your investable assets, aligned with your financial purpose and Risk Number®, and building the right investment strategy to fund what’s most important to you at the right time. This may also include company sponsored plans (401k, 403b, 457, etc), real estate, and other types of investments.
Tax planning – if you are investing, receiving income, acquiring assets of any kind, there is a tax implication involved. While we are not a CPA firm and are not licensed to give tax advice, we help with tax strategy in collaboration with your CPA.
Retirement planning – the word “retirement” can mean something different to everyone…. what does it mean to you? Whatever it is, we’ll define your vision and consistent steps needed to help you reach your “there.”
Estate planning – you’ll spend you whole life saving and acquiring things, so let’s plan for how your legacy reaches those you care about in the most efficient way. While we are not attorneys, we help with estate planning strategy in collaboration with estate planning professionals.
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