Financial calculators and resources

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How much is enough, and when do you get there?

Plug in your real numbers. Results are shown in today’s dollars, so a million means what a million buys now.

Current ageRetirement ageCurrent savings ($)Monthly contribution ($)Annual contribution increase (%)Expected annual return (%)Inflation (%)Income you want in retirement ($/yr, today’s dollars)Withdrawal rate (%)

Projected savings at 65

$0 in future dollars

Your target number

Income you want ÷ withdrawal rate

Gap

Monthly savings to hit target

Income your savings could fund

Per year, in today’s dollars

Your freedom age

—

When work becomes optional at your current pace

Savings (today’s dollars)Target

See the whole picture

This calculator answers one question. Elements looks at your cash flow, savings, debt and net worth together, so you can see where you stand today and what to work on first.

Discover your financial health on Elements

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Educational estimate only, not financial advice. Assumes the same return every year and contributions made monthly. Real markets are lumpier than this, so treat the output as a planning range, not a promise.